Author Archives: alpertschreyer

WHY YOU SHOULD GET ENHANCED UNDERINSURED MOTORIST COVERAGE

A new law went into effect in Maryland, which could dramatically change the way your car insurance works. This law requires insurance companies to offer a new form of uninsured motorist coverage called “enhanced uninsured motorist coverage.” This additional offering will come into play for policies dated July 1, 2018, and after. What is Enhanced […]

WHAT MAKES AN INJURY “WORK-RELATED?”

If you suffer work-related injuries, the Maryland workers’ compensation law allows you to take action against your employer.  In order for an injury to be recoverable, the following elements must be met: You must be an employee You must work for an eligible employer You must have experienced an accidental injury or occupational disease; and […]

CAN I RECOVER PAIN AND SUFFERING IN A WORKERS’ COMP CASE?

Maryland’s workers’ compensation laws provide compensation for on-the-job injuries.  It provides a system for relatively efficient compensation for medical bills and lost wages. Workers’ compensation claims, however, fail to take into account the pain and suffering the injury has caused. This means that in a workers’ compensation case you may not be getting the total […]

CONSEQUENCES OF DRIVING WITH A CELL PHONE IN MARYLAND

Many people disregard the preventable dangers of distracted driving every day. According to the Maryland Department of Transportation, 48,550 total crashes occurred in 2015, 16,390 of which resulted in injuries and 108 in fatalities. Nationwide, about 27,000 people suffer injuries or die every year because of distracted driving. With numbers as high as these, you or […]

MULTI-CAR CRASHES: WHO IS RESPONSIBLE?

Every car crash can upset its victims and create complicated personal, medical, and legal issues, but multi-car crashes magnify these matters. Multiple cars in an accident amplify the chaos, making it more difficult to ascertain fault, and making insurance claims much more complex. If a multi-car crash caused by another driver’s negligence injured you, the […]

SIGNS A DRIVER IS DRUNK AND WHAT TO DO

Drunk drivers are one of the most dangerous liabilities on the road in Maryland, and although the penalties are stiff for those convicted, many people still chose to drink and drive. In fact, the Centers for Disease Control (CDC) reported that from 2002 to 2012 there were 1,719 fatalities caused by drunk drivers in Maryland. Additionally, approximately […]