Maryland Workers’ Compensation Benefits
Workers’ compensation insurance pays benefits if you are unable to work due to an injury or illness “arising out of and in the course of” your employment in Maryland. These benefits cover medical bills, as well as lost wages and disability in some cases. But, unfortunately, getting the compensation you need is not always as easy as just filing a claim.
In order avoid a situation where your claim for workers’ compensation may be denied, contact the knowledgeable Maryland worker's comp attorneys at Alpert Schreyer Poe, LLC. We can make sure you obtain the benefits you are entitled to receive.
Can I Get Compensation for My Medical Bills?
Workers’ compensation will pay the medical costs of treating your workplace injury or illness, as long as it meets the “arising out of and in the course of” employment requirement.
Medical bills that may be covered by workers’ compensation payments include the following:
- Doctor’s bills. The costs of visiting a doctor for diagnosis, treatment, and follow-up care are generally included in workers’ compensation coverage for medical bills.
- Hospital bills. If you need to go to the hospital for emergency care, surgery, a hospital stay, testing, follow-up care, or other hospital services, workers’ compensation insurance will cover these costs as well.
- Prescription costs. Prescription medications and medical equipment are covered by workers’ compensation insurance if they are related to the covered injury or illness. This coverage includes not only medications, but also prescribed medical equipment like mobility devices, casts or braces, splints, and physical therapy or electronic devices like TENS units or CPAP machines that are prescribed to treat your workplace injury or illness.
- Therapy costs. Physical therapy and rehabilitation for injuries are also covered by workers’ compensation insurance. For instance, if your leg is broken in a workplace accident and you need physical therapy to help you rebuild the muscles after the break has healed, this cost is generally covered by workers’ compensation insurance.
- Treatment for complications related to the original injury or illness. If you develop a secondary infection while in the hospital or suffer other complications that you wouldn’t have suffered except for the original injury or illness, workers’ compensation will generally cover the costs of treating these complications as well.
How Are Replacement Wages Calculated?
If your injury or illness makes you unable to work for more than three days, workers’ compensation will pay you money to help make up for the wages you lose. The amount of replacement wages you can receive is calculated as a percentage of your average wages at the time you were injured, but it cannot go lower or higher than an amount set by Maryland law. As of 2012, Maryland workers’ compensation offered two-thirds of a worker’s average weekly wage, but no more than the state’s average weekly wage amount.
Does Maryland Workers' Comp Pay Disability Benefits?
If you are partially or totally disabled by your workplace injury or illness, workers’ compensation will pay disability benefits as well. These benefits are either “temporary” or “permanent,” depending on how long your disability is expected to last. The amount of benefits you may receive depends on whether your disability is partial or total and whether it is considered temporary or permanent. If you have a permanent disability, you may receive disability benefits until you reach the maximum level of improvement your doctors expect.
What Is the Difference Between Disability Benefits from Workers’ Comp & from SSA?
Disability benefits under workers’ compensation are separate from disability benefits from the Social Security Administration (SSA) or any state or local government, and you may be eligible to receive more than one kind of disability benefit. An experienced Maryland workers’ compensation attorney can help you determine the types of disability benefits you are entitled to and help you ensure that you are paid the proper amount.
Understanding Your Legal Rights
When you’re injured at work, your world can be turned upside down in an instant. At Alpert Schreyer Poe, our experienced Maryland workers’ compensation attorneys understand how overwhelming workers’ compensation can be, especially when you’re struggling to recover from an injury or illness. That’s why we’re dedicated to helping injured workers across the state receive the compensation they deserve, so they can focus on getting well.
He got the results I needed.- Former Client
He remained dedicated and professional throughout my process.- B.T.
I thank you for your professional assistance.- R.E.
You saved my life from potentially devastating consequences.- K.K.
Thank you!- R.R.
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