In Maryland, workers’ compensation provides essential benefits to employees who suffer from work-related injuries or illnesses. However, sometimes a workers’ compensation claim may be denied, leaving the employee wondering what to do next. If this has happened to you, here are some steps you can take to try to reverse the decision.
Understand why your claim was denied
The first step is to find out why your claim was denied. The insurer must provide a written explanation for the denial. Some common reasons for denial include missing the deadline for filing a claim, insufficient medical evidence, or the injury was not work-related. Once you understand why your claim was denied, you can better prepare your next steps.
File an appeal
If you believe that your claim was denied unfairly, you can file an appeal with the Maryland Workers’ Compensation Commission. The appeal must be filed within 30 days of the insurer’s denial. You can either represent yourself or hire an attorney who specializes in workers’ compensation to help you with the appeal process.
Gather additional evidence
To strengthen your case during the appeal process, you may need to provide additional evidence to support your claim. This could include medical records, witness statements, and documentation of your work-related duties. Be sure to gather as much evidence as possible to support your claim.
Attend the hearing
After you file an appeal, the Maryland Workers’ Compensation Commission will schedule a hearing. During the hearing, both you and the insurer will have the opportunity to present evidence and arguments to support your case. Be sure to attend the hearing and present your case in a clear and concise manner.
If you and the insurer are unable to reach an agreement during the hearing, you may want to consider mediation. Mediation is a voluntary process where a neutral third party helps you and the insurer reach a mutually acceptable agreement. Mediation can be less expensive and less time-consuming than going to court.
Seek legal assistance
If you are unsure about how to proceed with your workers’ compensation claim, or if you have any questions about the process, it may be beneficial to seek legal assistance. A workers’ compensation attorney can help you understand your rights and guide you through the appeals process.
In conclusion, a workers’ compensation claim denial can be a frustrating and stressful experience. However, by understanding why your claim was denied, filing an appeal, gathering additional evidence, attending the hearing, considering mediation, and seeking legal assistance, you can increase your chances of getting the benefits you deserve.
Be patient and persistent
The appeals process can take time, and it may require persistence to get the outcome you want. Be patient and don’t give up on your claim. Keep in mind that the workers’ compensation system is designed to help injured workers, and it is your right to seek benefits if you have been injured on the job.
Consider other options
If your appeal is unsuccessful, you may have other options for getting compensation for your work-related injury or illness. For example, you may be able to file a personal injury lawsuit against a third party whose negligence contributed to your injury. A workers’ compensation attorney can help you explore other options for compensation.
Take steps to prevent future injuries
Finally, it’s essential to take steps to prevent future work-related injuries or illnesses. Make sure you understand your employer’s safety policies and procedures, and follow them. If you see a safety hazard at work, report it to your supervisor immediately. By taking steps to prevent future injuries, you can protect yourself and your coworkers.
In summary, a denied workers’ compensation claim can be frustrating, but there are steps you can take to appeal the decision and get the benefits you deserve. By understanding the appeals process, gathering evidence, attending hearings, considering mediation, seeking legal assistance, being patient and persistent, exploring other options, and taking steps to prevent future injuries, you can protect yourself and your rights as an injured worker in Maryland.
Alpert Schreyer, LLC is a law firm that specializes in personal injury and workers’ compensation cases in Maryland. We have extensive experience in representing injured workers who have suffered on-the-job injuries or illnesses. Here are some of the ways Alpert Schreyer, LLC can help with a Maryland workers’ compensation accident case:
Provide legal guidance
The lawyers at Alpert Schreyer, LLC can provide legal guidance on workers’ compensation laws and regulations in Maryland. We can help you understand your rights and obligations under the law and explain the workers’ compensation claim process. We can also help you navigate the complex workers’ compensation system and ensure that you receive all the benefits you are entitled to.
Investigate the accident
The lawyers at Alpert Schreyer, LLC can investigate the accident that caused your injury or illness. We can gather evidence, interview witnesses, and consult with experts to build a strong case. This can help to establish liability and ensure that you receive the compensation you deserve.
Negotiate with insurance companies
Alpert Schreyer, LLC can negotiate with insurance companies on your behalf. Insurance companies often try to pay as little as possible to injured workers, and the lawyers at Alpert Schreyer, LLC can help ensure that you receive fair compensation for your injuries or illness. We can also negotiate with your employer to ensure that your job is protected while you are recovering.
Represent you in hearings and appeals
If your workers’ compensation claim is denied or disputed, Alpert Schreyer, LLC can represent you in hearings and appeals. We can present evidence and arguments on your behalf and fight to ensure that you receive the benefits you deserve.
Provide emotional support
Being injured on the job can be a traumatic experience, and the lawyers at Alpert Schreyer, LLC understand the emotional toll that it can take. We can provide emotional support and guidance throughout the workers’ compensation claim process.
Alpert Schreyer, LLC can provide comprehensive legal representation and support for injured workers who have suffered a work-related injury or illness in Maryland. Our experience, knowledge, and dedication can help ensure that you receive the compensation you deserve and that your rights are protected under the law.